Best Payment Gateway in Australia [2023]

best payment gateway in australia

If you have an eCommerce business, a payment gateway will allow you to accept mobile payments. This means your customers will find it much easier and more convenient to purchase your products, which can result in more sales. 

However, not all payment gateways are the same. This guide will help you find the best payment gateway in Australia for your business. 

Things to Consider When Looking for the Best Payment Gateway in Australia

When you’re setting up an online business, the last thing you need to worry about is double-checking every transaction that comes through your website. You don’t have to if you’re using a payment gateway. It works in the background, integrating with your online checkout to process transactions and accept payments securely, which are then placed into your merchant account.

When you’re looking for the best payment gateway for your business, you need to consider certain factors. These include:

  • Transaction fees
  • Good reputation
  • Customer preference
  • Ease of Use
  • Terms and conditions
  • Multi-currency support
  • Card acceptance
  • Contract length

Aside from these factors, you also need to make sure your eCommerce platform can support your chosen payment gateway. If it doesn’t integrate with your website, it’s no good for you or your business. 

Why Dropshippers need eCommerce payment gateways?

Dropshippers need payment getaways since dropship stores function similarly to e-commerce stores. It’s a great option too for a residual income business. The only distinction is that they do not sell straight from their warehouses. You’ll need to choose a payment gateway for your online business in order to handle your clients’ payments, which is typically credit or debit card information, safely and efficiently. 

The payment options you have are determined by the e-commerce platform you’re using. You have the option of using a hosted or integrated payment gateway. 

Top 10 Best Payment Gateway:

Check out our choice of some of the best payment gateways in Australia. They are some of the most successful online payment platforms, so Australia-based eCommerce businesses should consider using any from the list below:


eWay is one of the most well-known Australian payment gateway providers, which is available internationally. Designed primarily for merchants, this online payment platform offers the best solution for your business, and provides secure and reliable payment processing.

Some of the features eWay offers are tools for increased safety and fraud prevention, integration with many websites and platforms, and excellent customer service.

After Pay

After Pay (known by other names outside of Australia) offers a “buy now, pay over time” service that many appreciate. Some customers won’t purchase an expensive product if they have to pay upfront, which makes this option a great addition to eCommerce sites. 

Essentially, the business will have to pay a fee for each transaction from their customer, as they likely wouldn’t have made the sale without After Pay’s “pay over time” service. It’s supported by many of the more popular eCommerce platforms such as BigCommerce and eStar.


2Checkout is a great international option as it supports 87 currencies and 15 languages. Its fees are set at a flat rate, no matter where you’re based. It also offers a mobile-friendly setup, advanced fraud detection and prevention, and can even drive traffic to your website.

2CheckOut can also integrate with WordPress shopping carts and provides tools to reduce cart abandonment. It accepts MasterCard, Visa, and American Express, making it very versatile for most purchases. 


Stripe may not integrate with your website that easily, but it is compatible with many different sites. It allows you to accept payments and manage businesses all from one place.

Stripe has a cloud-based system, which makes it more reliable, scalable, and secure. It’s also easy for customers to use and offers multi-currency support. 


This Australian payment gateway is a great option if you have an eCommerce site and a brick-and-mortar store. It supports the more popular eCommerce platforms and you can buy a reader for physical purchases. 


This payment platform is one of the most trusted brands for eCommerce websites. It’s known for being very customisable and can provide businesses with the technology and support they need to scale their business online. 

Braintree is accessible to customers worldwide, supports payments with many cards (and even Paypal), and keeps all your information secure. 

Assembly Payments

Assembly Payments is one of the most transparent payments available and makes it very easy to manage inbound and outbound payments. It also offers tiered subscription services, so you can easily test their services and their payment system. 


There’s a reason PayPal is a household name. This payment system is so all-pervasive that other gateways are compatible with it. It’s easy to use and is extremely well-known by customers, so they will feel comfortable using it. 

PayPal is international and accepts over 25 currencies. PayPal does take customers from your site to complete purchases, but you can mitigate this with the PayPal Payments Pro upgrade.


Adyen is a simple option that allows you to process payments through any device. It can operate with payment methods around the world, so your customers can always feel comfortable working with a method that they’re familiar with. 


SecurePay advertises itself as the best payment gateway Australia has to offer, and it’s versatile enough to accept all major cards, as well as Paypal. It has advanced fraud protection and other features that you may appreciate, such as batch payments processing.

You can also start a free trial period and even terminate your contract virtually, in case you want to make a change. 

Tips to Avoid Chargebacks

Payment gateways often have inevitable chargebacks. Here are some things you can do to reduce the chance of them being processed:

  • Only charge customers for the items on your website, so that you deal with the chargebacks
  • Implement card authentication on your website
  • Make sure credit is made on the same card used for the purchase
  • Resolve conflicts quickly and appropriately
  • Make sure that the payer is the cardholder

Bottom Line

In short, there are plenty of options for finding the best payment gateway in Australia. The most important thing to remember is that your eCommerce site might benefit from some options more than others. 


1. Which payment gateway is the best?

The best payment gateway depends largely on the needs of your business. Paypal is the most popular payment option for online businesses worldwide, but Square is best for brick-and-mortar stores. Stripe can provide an excellent all-round service, once you implement it.

2. Which is the fastest payment gateway?

Paypal is a fairly quick payment gateway, typically taking seconds to process a payment. It has a responsive customer support team to help you deal with any issues.  

3. What is the cheapest online payment gateway?

Square has a free plan, although you do have to pay for the physical card readers. 

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